Education Strategy Advisors · Since 2007
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Operational expertise meets strategic consulting.
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Latest Research
Original market intelligence from our team

report • April 2026
Advanced Degrees and the Financing Squeeze
Advanced degrees are increasingly becoming a prerequisite for a comfortable standard of living in a growing number of American metros, but the process of financing those degrees is changing.
- In many major metro areas, bachelor’s degrees alone no longer guarantee wages that support comfortable standards of living. Advanced degrees are becoming increasingly necessary to access wages that support those standards.
- Newly proposed federal loan caps that are scheduled to take effect in fall 2026 will shift the landscape of financing large swaths of degree programs. For students without significant financial aid, their options will either be restricted to institutions with lower prices, or they may have to seek alternative loan sources.
- Private institutions and advanced healthcare programs will likely be impacted most by these changes. Higher education programs must strategize new revenue optimization and justify their ROI as federal loans will no longer cover the full cost of attending many programs.
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Every generation has a technology that's supposed to end work as we know it.
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The AI job displacement story is compelling. The data is more complicated.
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A recent New York Times essay gets the threat right: the biggest risk is not disruption alone, but whether workers can move fast enough into new forms of value creation.
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Read postOur Team
Senior consultants with deep education sector experience
Years of combined education experience
Our team combines management consulting rigor with hands-on education sector experience — from classroom operations to C-suite strategy to PE deal support.





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